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What You Should Know About Making 403(b)...

[QUESTION]How do catch-up contributions work for 403(b)s? I understand there are two kinds of catch-ups, not just one for people who are 50 and older, as with 401(k)s.TAKE OUR QUIZ: Are You Saving Enough for...

8 Smart Financial Moves to Make in 2017 If...

[QUESTION]I'm in the Army, and I saw your column about 8 Smart Financial Moves for the New Year a few weeks ago. Is there anything special that military families should be doing now to make sure their finances...

How High Earners Can Set Up a Roth IRA

[QUESTION]If I earn too much to contribute to a Roth IRA, can I still contribute to a traditional IRA and then immediately convert it to a Roth? Would I have to pay taxes on the conversion?TAKE OUR QUIZ: How Much...

What to Do When Your Broker Goes Rogue

[QUESTION] My broker invested my money in a stock I had never heard of and we had never discussed. Unfortunately, I did not immediately confront him, and the stock plummeted. I assume that because I did not...

A Tax-Friendly Way to Pay for School

[QUESTION]Are there any tax-advantaged ways to save for high school expenses?SEE ALSO: 10 Best College Values, 2017 [ANSWER]Yes, a Coverdell education savings account lets you save up to $2,000 per beneficiary...

Distribution and Tax Rules for Inherited IRAs

My two brothers and I inherited a traditional IRA from my mother after she died last year. When do we have to start taking distributions, and how will the money be taxed? -- T.M., Charlotte, N.C.SEE ALSO: Get...

You Still Have Time to Make an HSA...

[QUESTION]I had a high-deductible health insurance policy last year but don't have one this year. Can I still contribute to a health savings account for 2016?SEE ALSO: 50 Ways to Cut Your Health Care...

How to Get Money Back When You Turn in a...

[QUESTION]I'm about to turn in my leased Mazda. The lease specified a limit of 10,000 miles a year for three years, but I've driven the car only 16,000 miles. Does the lower mileage give me any negotiating...

How to Switch Out of a Medicare Advantage Plan

[QUESTION]I signed up for a Medicare Advantage plan and started to use it, but I discovered that some of my doctors aren't included. Can I switch to another Medicare Advantage plan or switch back to traditional...

Deducting an IRA Contribution on Your Tax Return

[QUESTION]My son, who is 23 years old and single, contributed the maximum $18,000 to his Roth 401(k) at work in 2016. His employer matched $9,000. Can he also make a tax-deductible contribution to an IRA?TAKE OUR...

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Stories & Features

Investing

The Fed/Trump Face-off: When Fiscal and...

On March 15 the Federal Open Market Committee, the branch of the Federal Reserve System that makes...

Spending Wisely

Things You Didn't Know About Discount Grocer Aldi

For many shoppers who are serious about spending less on groceries, a trip to discount supermarket...